Terms of Use and Disclaimer

Last updated: 2026-11-07

Using the site

Kloora Tools is free to use for personal and business purposes. Please do not misuse the site, try to break it, or copy it in bulk.

Estimates only, not professional advice

The calculators give estimates to help you plan. Tax, payroll, mortgage, loan, EMI, zakat, health, fitness and grade results depend on rules and details we cannot see, and rules change. Nothing on this site is financial, tax, legal, medical or religious advice. For a decision that matters, check the result with the official source or a qualified professional. For zakat, ask a trusted scholar about your own case.

Provided as it is

The tools are provided as they are, without warranties. We work to keep them accurate and available, but we are not liable for losses that come from using them. Always check the result and the output file before you rely on it or send it to someone.

Your files and content

You keep ownership of everything you type or upload. File tools run in your browser, so files stay on your device. You are responsible for having the right to use the content you process.

Third-party links and ads

The site may link to other sites and may show ads from third parties. We do not control those sites and are not responsible for their content.

Changes and contact

We may update these terms and will change the date above. Questions? Email [email protected] or use the contact page.