KLOORARoth IRA Calculator
Estimate the tax free growth of a Roth IRA from your starting balance, yearly contribution, return and years.
How to use Roth IRA Calculator
- Enter your values in the fields.
- The results update instantly as you type.
- Note or copy the numbers you need.
Features
- Instant results
- Free, no signup
- Runs in your browser, nothing is uploaded
- Works on phone and desktop
How it works
The balance compounds monthly at your return rate, and one twelfth of the yearly contribution is added every month.
Worked example
Putting in 7,000 a year for 30 years at 7 percent from a 5,000 start grows to roughly 750,000, of which about 215,000 is what you put in.
Good to know
These are estimates for planning, not tax advice. Rates and limits change every year, so confirm the latest figures at irs.gov or with a tax professional.
Frequently asked questions
What is the Roth IRA limit?
The IRS sets a yearly limit (about 7,500 for 2026, higher at age 50 and over) and income limits. Check irs.gov.
Why choose Roth?
You pay tax now, and qualified withdrawals in retirement are tax free.
Is the Roth IRA Calculator free?
Yes. It is free, needs no signup and works on any device.