Rental Property Calculator

Estimate monthly cash flow and cash on cash return for a rental property with a mortgage.

Quick answer: Rental Property Calculator: Estimate monthly cash flow and cash on cash return for a rental property with a mortgage. Everything runs in your browser, so nothing you enter is uploaded or stored.

Purchase price

Down payment (%)

Interest rate (%)

Monthly rent

Monthly expenses (tax, insurance, repairs)

Closing costs

How to use Rental Property Calculator

Enter your values in the fields.
The results update instantly as you type.
Note or copy the numbers you need.

Features

Instant results
Free, no signup
Runs in your browser, nothing is uploaded
Works on phone and desktop

How it works

Monthly cash flow = rent minus expenses minus the mortgage payment. Cash on cash return = yearly cash flow / cash invested.

Worked example

A 300,000 property with 20 percent down at 7 percent has a payment near 1,597. Rent of 2,400 and expenses of 750 leave about 53 a month, a return under 1 percent.

Frequently asked questions

What is cash on cash return?

Yearly cash flow divided by the cash you invested (down payment and closing costs).

What costs should I include?

Taxes, insurance, repairs, management, vacancy and capital expenses.

Is the Rental Property Calculator free?

Yes. It is free, needs no signup and works on any device.