Debt to Income Ratio Calculator

Find your debt to income ratio, the share of your monthly income that goes to debt payments.

Quick answer: Debt to Income Ratio Calculator: Find your debt to income ratio, the share of your monthly income that goes to debt payments. Everything runs in your browser, so nothing you enter is uploaded or stored.

How to use Debt to Income Ratio Calculator

  1. Enter your values in the fields.
  2. The results update instantly as you type.
  3. Note or copy the numbers you need.

Features

Frequently asked questions

What is a good DTI?

Many lenders prefer a total DTI of 36 percent or lower, and often look for 43 percent as a ceiling. Rules differ by lender and country.

What counts as debt?

Rent or mortgage, car loans, credit card minimums, student and personal loans. Do not include groceries or utilities.

Is the Debt to Income Ratio Calculator free?

Yes. It is free, needs no signup and works on any device.

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