Closing Costs Calculator

Estimate buyer closing costs: lender fees, title, taxes, prepaid items and reserves.

Quick answer: Closing Costs Calculator: Estimate buyer closing costs: lender fees, title, taxes, prepaid items and reserves. Everything runs in your browser, so nothing you enter is uploaded or stored.

How to use Closing Costs Calculator

  1. Enter your values in the fields.
  2. The results update instantly as you type.
  3. Note or copy the numbers you need.

Features

How it works

We add typical lender, title, appraisal, inspection and recording fees, plus prepaid insurance and property tax and escrow reserves.

Worked example

On a 400,000 home with 10 percent down, expect about 9,000 to 14,000 in closing costs, around 2.5 to 3.5 percent.

Good to know

Your Loan Estimate lists the real figures within three days of applying.

Frequently asked questions

How much are closing costs?

Typically 2 to 5 percent of the purchase price for buyers.

Who pays?

Buyers pay most. Sellers pay agent commissions. Sellers can agree to contribute toward buyer costs.

Is the Closing Costs Calculator free?

Yes. It is free, needs no signup and works on any device.

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